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2013-07-20 09:43:31
Are You Ready To Buy That Tooele Home?


Are You Ready to buy that Tooele Home?

If you have spent years renting homes or apartments and have grown tired of paying all that rent money to someone else you are ready to buy that Tooele home.  Buy a house or condo, and keep that cash for yourself.

Home prices are still down, interest rates have not gone up yet, and Tooele County is one of the few areas in Utah where you can get 100% financing if you qualify for a Rural Housing Loan.

However, you do need to ensure that you are prepared on more than one level before searching for a home in Tooele. There are many financial considerations to make note of before you start looking for a home. But:

If you can arrange your finances and secure a mortgage then this can ultimately be the most rewarding purchase you have ever made or will make.

Financing plays a huge role in the decision to purchase your first home. It's not likely you have a few hundred thousand dollars sitting around. You will need a mortgage of some sort.

If you don't have a lender, give me a call and let me suggest one or more that we have used and know will get the job done.  Make sure that you are prepared for the application for a mortgage as it will involve a thorough investigation of your past credit history. If there are any issues that you know of with your credit then you should take care of them before you apply for the mortgage. Sometimes this is a simple case of oversight, some things have been taken care of and not recorded as such, and sometimes there can be some debts that you will need to take care of. Once these are taken care of, be sure to get a letter of release that you can show to the mortgage broker or company if necessary. If there are no issues with your credit then that will only make the process easier.

There is no stronger tool in the home buying process than having all your financing in line before you start shopping.  Sellers want their homes to sell quickly and without incident or trouble in the money phase. A Tooele home buyer with ready-to-go financings offers comfort to  almost any seller.

If you are prepared for these things, when the time comes to make your offer, the whole affair will go much more smoothly and you will be able to dedicate your time to what is important. How to decorate your new home.

 Call us @ Group1 Real Estate before you are ready to buy that Tooele home, 435-840-5029. Ask for Berna. Berna knows Tooele, Berna knows Real Estate.


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